Insurance Designed with Your Business in Mind

For many business owners, finding the right commercial insurance at an affordable price can be a challenge, particularly in the fitness and wellness industries. Many providers impose hidden fees, include unnecessary coverage (which you still have to pay for), and apply rigid limitations that do not reflect the actual operations of your business. Additionally, some insurers may refuse to cover specific services or modalities due to the perceived risks involved. 

Mindbody Insurance stands out by providing competitive pricing, comprehensive protection, and flexible policies specifically tailored to your fitness or wellness business. 

Competitive prices...not compromises

It’s common for businesses to have an insurance policy that’s not based on their risk profile, and to pay fees that don’t apply to them. However, Mindbody Insurance offers competitive quotes that are reflective of your business’s actual risk. With tailored policies and no membership fees, you only buy coverage for what you really need.

Policies that are personalized for you

Too often, fitness and wellness business owners are offered the same limited options by traditional insurance companies, packed with unnecessary add-ons and rigid restrictions that don’t align with how they actually operate. 

Mindbody Insurance takes a different approach. Our policies are flexible, personalized, and built to support the unique needs of your business—no matter how specialized they may be. We create customized plans that adapt to your services, hours, and operations, giving you the coverage you need without the extras you don’t. 

For example, 24/7 access is a common offering for today's gyms. While most carriers won’t cover businesses with round-the-clock access, we can tailor a policy that works for you, so your members stay protected and your business stays compliant, day or night. 

In addition to having insurance that meets the needs of your business's offerings, building landlords may also require proof of specific insurance coverage—or increased limits—as a condition of leasing your space. BODYROK franchisee, Meredith, needed insurance for her business and was faced with steep requirements from her landlord, including: 

• $4M Umbrella liability, plus Standard General Liability
• 12 months of Business Income coverage with Extra Expense
• Tenant Betterments and Improvements
• Hired & Non-Owned Auto coverage
• Business Personal Property (BPP)
• Workers' Compensation 

Despite this challenge, Mindbody Insurance successfully designed a policy that met or exceeded the requirements without unnecessarily inflating costs, ultimately providing Meredith with peace of mind.  

Whether it’s general liability, property coverage, or additional insured endorsements, we can build a policy that checks all the boxes for you and your landlord and fully protects your business. 

Have it all, not one-size-fits-all

You shouldn’t have to deal with unnecessary fees, restrictive policies, or difficulty finding coverage. We understand that our customers need more than just cookie-cutter policies and one-size-fits-all solutions. With Mindbody Insurance, you get tailored policies, competitive pricing, and comprehensive coverage so you can thrive without compromise.